Overview
Revenue based financing provides capital in exchange for a fixed percentage of your gross monthly revenue until a predetermined total is repaid. Unlike traditional term loans, there is no rigid monthly payment. When sales climb, you remit more; when revenue dips, your obligation shrinks proportionally, preserving working capital during slower weeks.
A Miramar catering company serving corporate events along the I-75 corridor saw sales spike during convention season and taper in summer. Traditional fixed payments strained cash flow during quiet months. Through revenue based funding, the business paid a percentage of daily credit-card receipts. High-revenue weeks accelerated payoff; lean weeks stayed manageable without default risk.
RBF works well for businesses with consistent revenue streams but variable timing, restaurants near Miramar Town Center, e-commerce sellers in the Huntington industrial park, or service providers with seasonal contracts. Lenders review bank statements and merchant-processor data rather than demanding hard assets, so this is often grouped with asset based lending alternatives when collateral is limited.
Qualification centers on demonstrated revenue history, not real estate or equipment pledges. Most revenue based lenders require at least six months of consistent monthly sales, an active business checking account, and regular credit-card or ACH transactions they can monitor.
Startups rarely qualify unless they show rapid traction. Established Miramar retail shops along Pembroke Road, healthcare practices in the medical corridor near Memorial Hospital Miramar, and logistics companies serving the nearby airport trade area typically meet the revenue thresholds. Credit scores matter less than cash-flow predictability, though lenders do review personal and business credit history.
Because RBF is unsecured, you will not pledge inventory or receivables as you might with traditional asset based lending loan structures. Instead, the lender takes a percentage of daily batches or weekly ACH sweeps until the total, principal plus the fixed fee, is satisfied.
How it works
Start by calling Sycamore Funding at (954) 250-9774. We gather three to six months of bank statements, recent merchant-processing reports, and a brief overview of how you will deploy the capital. Within one business day, we match your profile to revenue based financing companies in our network and present options with transparent total repayment amounts and percentage rates.
You choose the offer that fits your cash flow. The lender deposits funds, often within 48 hours, and automated remittances begin immediately. No surprise fees appear later; every cost is disclosed upfront, honoring our commitment to cost-transparency.
Visit our Miramar, FL business funding hub to explore complementary programs like invoice factoring, business lines of credit, or working capital loans. We also serve businesses in Southwest Ranches, Cooper City, Miami Lakes, Davie, Hallandale Beach, Weston, Aventura, Plantation, Dania Beach, and North Miami Beach. Learn more on our Service Areas page.
Sycamore Funding 9050 Pines Blvd, Pembroke Pines, FL 33024, Miramar, FL (954) 250-9774
Serving the Miramar area

We know which lenders fund which kinds of Miramar businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Miramar owners trust Sycamore Funding
Talk to a local advisor and get matched to the right program, no obligation.